:root{--ink:#1d2433;--sub:#5a6476;--line:#e3e6ec;--bg:#f7f8fa;--card:#fff;--navy:#1f3a5f;--accent:#b23a2a;--soft:#fff6e8}
*{box-sizing:border-box}
body{margin:0;font-family:"Pretendard","Apple SD Gothic Neo","Malgun Gothic",sans-serif;color:var(--ink);background:var(--bg);line-height:1.75;font-size:17px;word-break:keep-all}
a{color:var(--navy)}
.wrap{max-width:880px;margin:0 auto;padding:0 16px}
header{background:var(--navy);color:#fff}
header .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:8px;padding-top:14px;padding-bottom:14px}
.logo{color:#fff;text-decoration:none;font-weight:800;font-size:22px;letter-spacing:-.5px}
.logo small{display:block;font-weight:400;font-size:12px;opacity:.8;letter-spacing:0}
nav a{color:#fff;text-decoration:none;margin-left:14px;font-size:15px;opacity:.9}
nav a:hover{opacity:1;text-decoration:underline}
.hero{background:#fff;border-bottom:1px solid var(--line);padding:40px 0 32px}
.hero h1{font-size:30px;line-height:1.35;margin:0 0 10px;letter-spacing:-.5px}
.hero p{color:var(--sub);margin:0 0 20px}
.btn{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;padding:12px 20px;border-radius:8px;font-weight:700}
.btn.ghost{background:#fff;color:var(--navy);border:1px solid var(--navy);margin-left:6px}
.notice{background:var(--soft);border-left:4px solid var(--accent);padding:14px 16px;border-radius:6px;margin:24px 0;font-size:16px}
section{margin:36px 0}
h2{font-size:22px;margin:0 0 14px;letter-spacing:-.3px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px}
.card{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:18px;text-decoration:none;color:var(--ink);display:block}
.card:hover{border-color:var(--navy)}
.card b{display:block;font-size:17px;margin-bottom:6px;color:var(--navy)}
.card span{color:var(--sub);font-size:15px}
table{width:100%;border-collapse:collapse;background:#fff;font-size:16px;margin:12px 0}
th,td{border:1px solid var(--line);padding:10px;text-align:left;vertical-align:top}
th{background:#eef1f6}
article{background:#fff;border:1px solid var(--line);border-radius:10px;padding:28px 22px;margin:28px 0}
article h1{font-size:26px;line-height:1.4;margin:0 0 6px}
article .meta{color:var(--sub);font-size:14px;margin-bottom:20px}
article h2{font-size:20px;margin-top:28px}
.disclaimer{color:var(--sub);font-size:14px;border-top:1px solid var(--line);margin-top:28px;padding-top:14px}
.ad-slot{border:1px dashed #c9ced8;border-radius:10px;padding:16px;color:var(--sub);font-size:14px;background:#fff}
.ad-slot em{font-style:normal;background:#eef1f6;padding:2px 8px;border-radius:4px;margin-right:6px;color:var(--ink)}
details{background:#fff;border:1px solid var(--line);border-radius:8px;padding:12px 16px;margin:10px 0}
summary{font-weight:700;cursor:pointer}
footer{background:#fff;border-top:1px solid var(--line);margin-top:48px;padding:24px 0;color:var(--sub);font-size:14px}
footer p{margin:4px 0}
@media(max-width:600px){.hero h1{font-size:24px}nav a{margin-left:0;margin-right:12px}.btn.ghost{margin:8px 0 0}}